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Know Before You Buy

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Ask these key questions before choosing a pet insurance company.

1. Does the company pay based on your vet bills?

Find out how your pet insurance reimbursements will be determined. Some companies pay a percentage of your veterinary expenses, while others pay only a fixed amount based on a benefits schedule.

The ASPCA Pet Health Insurance Advantage

We pay 80% of usual and customary covered veterinary charges, because we believe you should be reimbursed based on your actual veterinary bills. This makes it easier for you to understand how you're being reimbursed, and gives you the opportunity for higher payouts.

2. Can you get help paying for wellness care?

Although wellness care, like check-ups and vaccinations, is key to keeping your pet healthy, not all pet insurance companies offer wellness coverage.

The ASPCA Pet Health Insurance Advantage

We're committed to helping pets stay healthy, which is why we offer 2 different levels of wellness care coverage. Level 3 helps pay for essential wellness care, while Level 4 covers an even wider range of treatments.

3. Is it a brand you can trust?

Make sure you can rely on the pet insurance company you use to protect your pet. Are they a professional, caring, and well-respected organization?

The ASPCA Pet Health Insurance Advantage

You can trust the ASPCA name. After all, the ASPCA has been fighting to prevent animal cruelty for over 140 years. They understand how important it is to protect your pet, and stand behind the quality and design of ASPCA Pet Health Insurance*.

*This product is brought to you by the Hartville Group, Inc., a strategic partner of the ASPCA ®. Through your support of this product, the ASPCA ® will receive up to 10% of the purchase price with a minimum of $1.6 million to be recognized over at least five years.

This is not a complete description of all coverage terms, conditions and exclusions. See coverage terms for a full description of the scope and limitations of coverage. The plan may not be available in all states. Rates and coverage subject to change. Issuance of coverage is subject to underwriting.