pet insurance for all walks of life
Because your pet deserves the happiest and healthiest life
Get a free pet insurance quote today.
Complete your free pet insurance quote today
QuoteWhy our pet insurance?
As a strategic partner of the ASPCA® since 2006, we’re committed to providing reliable, affordable, and trustworthy coverage so our pets can live happier, healthier, longer lives.
30 day money-back guarantee*
Manage your account online 24/7
Visit any licensed vet in US or Canada
10% multi-pet discount for each additional pet
Pet plans that work
Explore flexible coverage, customizable to you
Most Popular Plan
Complete CoverageSM
Coverage that offers things you’d want and expect for your pet when they’re hurt or sick and covers exam fees and costs of diagnostics and treatment for accidents, illnesses, hereditary conditions, and behavioral issues.
Explore CoverageAccidents
Injuries including broken paws and swallowed objects
Hereditary Conditions
Inherited conditions such as kidney or heart disease
Illnesses
Includes minor illnesses to serious diseases, like cancer
Behavioral Issues
Issues like destructive scratching or excessive vocalization
Dental Disease
Covers dental diseases like gingivitis, and tooth extractions for dental accidents.
Alternative Therapies
Treatments for covered conditions like acupuncture, chiropractic care, and hydrotherapy
Alternate plan
Accident-Only Coverage
Enroll in this option if you only want coverage for injuries resulting from an accident.
Add-on
Preventive Care Coverage
Get cash back from things like vaccines, dental cleanings, spaying or neutering, and annual check-ups for an additional cost.
Yeah, we cover that
The proof is in these real customer claims
The examples above illustrate reimbursements for covered expenses at an either 80% or 90% reimbursement rate. The annual deductibles had already been met, and the annual limits had not yet been satisfied. Reimbursements and coverage vary based on individual plan options.
Up to 90% cash back on pet’s covered medical expenses
Visit
Take your pet to the veterinarian of your choice and pay them as usual.
Submit
Use our app to submit a claim even before you leave the veterinary clinic.
Cash Back
Receive reimbursement for eligible vet bills by direct deposit or check.
Customize the best pet insurance plan for your pet and your budget.
Start QuoteOne of the most extensive
plans on the market
Plan feature
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Trupanion
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Healthy Paws
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Nationwide
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Fetch
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Accident Only Plan | |||||
Preventive Care | |||||
Exam Fees Covered | |||||
10% Multiple Pet Discount | |
Comparison information is provided using publicly available information as of 12/9/22 and is only meant to summarize program features, not a specific plan. Review each provider’s plan terms for more details. The descriptions of other providers’ plans were not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. Although we attempt to keep information up to date, it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing socialmedia@hartvillegroup.com or mailing Marketing Department 1208 Massillon Road, Suite G 200, Akron OH 44306
Trusted by pet parents all over
Need some help deciding if pet insurance is right for you?
![A happy black and white dog on a leash stands in the grass](https://d3544la1u8djza.cloudfront.net/APHI/homepage/02-23/dog-on-leash-xs-3x.jpg)
Pet Insurance Basics
Choosing a pet insurance plan can be confusing. We’re here to fill you in on what pet insurance is, how it works, and what’s covered.
Is Pet Insurance Worth It?
Pet insurance helps us give our pets the kind of medical care we want for them with less stress about the cost.
What To Know Before You Buy
Unfamiliar with pet insurance? Our pet insurance buyer’s guide can help you think through your options and make the best decision for your pet.
How Does Pet Insurance Work?
Pet insurance is insurance coverage for your pet. It covers the eligible costs of treating accidents and illnesses.
Helpful resources for pet parents
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Pet-Friendly Valentine’s Day
Return your pet’s unconditional love with these fun and unexpected Valentine’s Day activities.
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Pet Gift Guide
Whether you are shopping for a cat, dog, or fellow pet parent, read about some gift inspiration to celebrate the pets and pet parents in your life.
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All About Chiweenies
Chiweenies have firecracker personalities. If you want a dog that loves to play, is energetic, and small enough to fit in your lap, look no further.
![Young woman in a bright yellow sweater joyfully hugs a fluffy white dog](https://d3544la1u8djza.cloudfront.net/APHI/homepage/02-23/girl-with-dog-860w.png)