Pet Insurance in Wisconsin

From the bustling cities of Milwaukee and Madison to the serene landscapes of Door County and the Apostle Islands, Wisconsin residents love more than just cheese and football—they love their pets. But being a cheesehead pet parent comes with its challenges, including rising veterinary costs and the unique risks of life in America’s Dairyland. Luckily, pet insurance can help pet parents across the state manage the rising costs of veterinary care while helping keep their four-legged friends safe and healthy.

Visit Any Licensed Veterinarian in Wisconsin

With an ASPCA® Pet Health Insurance plan, you have the freedom to visit any licensed veterinarian in WI — From Green Bay to Eau Claire, you decide where your pet receives top-notch care.

The ASPCA® Pet Health Insurance program can help you manage rising pet care costs by reimbursing up to 90% of eligible vet bills, so your four-legged friend can get the top-notch care they deserve.

Wisconsin Pet Insurance Quotes

Your cost is based on a few different things, including the age and breed of your pet and your zip code, as well as which plan you choose. Below are a few estimates to give you a better idea of what pet insurance might cost in Wisconsin.

How Much Does Pet Insurance In Wisconsin Cost for Dogs?

How Much Does Pet Insurance In Wisconsin Cost for Cats?

_{**Estimated premium quote ranges based on a $5,000 annual limit, 80% reimbursement rate, and $250 annual deductible, as of 4/1/24. The ranges show potential premiums spanning from Accident-Only to Complete Coverage plans. Plan costs vary based on plan type, pet breed, age, and location. Take a look at a sample policy to see what’s covered.}

Why Get Pet Insurance in Wisconsin?

Wisconsin’s unique climate and environment can expose pets to specific health conditions. Here are some common issues pet owners in Wisconsin might face:

Lyme Disease***:

Wisconsin's beautiful forests and lakes are perfect for outdoor adventures, but they also make this state a hotspot for ticks, and ticks = Lyme Disease. Transmitted through tick bites, Lyme disease can cause fever, lameness, and joint pain. To keep your four-legged friend safe, make sure to use tick prevention products and check them regularly for ticks after any outdoor activity.

Heartworm***: 

Mosquitoes are more than just an annoyance in the Badger State– they can spread heartworm, a serious and sometimes deadly disease for dogs and cats that can cause severe damage leading to heart failure if left untreated. Protecting your pet with preventive medications is essential, especially during mosquito season, to help ensure they stay healthy and heartworm-free.

Cold Weather Injuries: 

Wisconsin winters can be brutal, and our pets feel it too. Frostbite and hypothermia are real risks for animals that spend a lot of time outside in the cold. Frostbite can harm their ears, paws, and tails, while hypothermia happens when their body temperature drops too low. To keep your pets safe, provide them with warm shelter, limit their time outdoors in freezing weather, and consider using pet-friendly winter gear to protect them from the cold.

_{***Such coverage is available with optional preventative care add-on for an additional cost}

A True Wisconsinite: The American Water Spaniel

While many breeds are cherished throughout the state, Wisconsin’s heart belongs to the American Water Spaniel, the official state dog and the only breed native to Wisconsin. Originally bred in the 19th century along the Fox and Wolf River valleys for versatile hunting and retrieving from boats, this breed was crafted by hunters who needed a dog that excelled both in water and on land. Wisconsin’s marshy landscapes and abundant waterways demanded such versatility.

Believed to be a mix of Irish Water Spaniel, Curly-Coated Retriever, and perhaps the now-extinct English Water Spaniel, the American Water Spaniel emerged with a dense, curly coat, perfect for Wisconsin winters and wet terrains. For over a century, these dogs have been a part of Wisconsin's outdoor heritage, accompanying hunters on waterfowl expeditions and upland game hunts, showcasing their resilience in cold waters and dense brush.

In 1985, the Wisconsin legislature honored the American Water Spaniel as the official state dog, recognizing its origins and significant role in the lives of many Wisconsinites.

Today, the American Water Spaniel is celebrated not just as a versatile hunting companion but also as an energetic, highly trainable, and family-friendly dog. Their intelligence and eagerness to please make them excellent in dog sports and cherished family pets. From hunting cabins to family homes, the American Water Spaniel symbolizes Wisconsin’s natural heritage and the enduring bond between humans and dogs.

_{*Number of veterinarians in Wisconsin is based on internal data as of 8/5/24.}

_{The information presented in this article is for educational and informational purposes only and does not constitute or substitute for the advice of your veterinarian.}