senior cat insurance
For more memories together.
- No upper-age restrictions
- Alternative therapies covered for eligible conditions
- Access to 24/7 telehealth services
the right coverage for your senior cat
Complete CoverageSM for Senior Cats
When your senior cat has unexpected
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Accidents
Coverage for bite wounds, lameness, swallowed objects, and more
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Behavioral Issues
Eligible diagnosis and treatments for behavioral problems with symptoms like destructive scratching
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Hereditary Conditions
Inherited disorders such as kidney or heart disease
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Illnesses
Includes minor ailments like colds to serious diseases like cancer
Complete CoverageSM can cover
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Diagnostics
Think X-rays, MRI, blood tests, urinalysis, ultrasounds, etc.
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Therapies
Includes acupuncture, PT, and other therapies for covered conditions
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Hospitalization
Coverage when your cat needs to stay overnight
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Prescriptions
Get reimbursed for your senior cat’s FDA-approved meds*
For a full list of covered conditions, view a sample plan.
Alternate & Add-On Plans
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Accident-Only Coverage
Enroll in this option if you only want coverage for injuries resulting from an accident.
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Preventive Care Coverage
Get cash back for things like certain vaccines, dental cleanings, blood tests, and annual check-ups.
why get coverage?
Pet insurance isn’t just for kittens! Your senior cat may be as spry as ever, but as their age increases, so does the risk of developing serious health problems like arthritis, kidney disease, or even cancer. The best way to take care of a senior cat is through proactive planning and daily care, but with more health challenges on the horizon, having pet insurance can give you peace of mind by reimbursing you for eligible care when accidents or illnesses strike.
FAQs frequently asked questions about our senior cat insurance plans
We do! Unlike some other pet insurance plans, there’s no upper-age limit to enroll in an ASPCA® Pet Health Insurance plan, and you can enroll them as young as eight weeks. From kittenhood to those final golden years, we help you get your feline friend the essential care they need throughout every stage of their life.
Absolutely. From chronic conditions like diabetes to hereditary conditions like kidney disease, there are plenty of illnesses that your cat can develop as they age, and treatments can be costly. Enrolling your older cat in a Complete Coverage℠ plan can help them get essential veterinary care for expensive accidents and illnesses throughout their golden years. That way, you can focus on more moments together knowing you've got their back when it comes to any unexpected health issues.
The cost of getting your pet enrolled in a coverage plan depends on a few factors, including their age, breed, plan choice, and zip code. Older cats are more vulnerable to accidents, illnesses, and conditions that require more frequent and expensive medical care, so their monthly premium may be higher than that of a kitten.
However, with an ASPCA® Pet Health Insurance plan, you have the power to customize your plan by choosing your own annual limit, annual deductible, and reimbursement percentage, all of which play into keeping your monthly premium low. To get a tailor-made price for your senior cat, get a free quote!
With the ASPCA® Pet Health Insurance program, you can customize the best plan for your aging feline friend based on their unique needs and your budget. When it comes to covering older cats, there are plenty of options available. With the ASPCA® Pet Health Insurance program, there are no upper-age restrictions, so you can choose your level of coverage and customize your plan as you see fit. For comprehensive coverage that pays you back for eligible costs of accident, illnesses, and more, choose Complete Coverage℠. For protection against just injuries, Accident-Only can help you afford the cost of care without breaking the bank. If you’d like to keep up with routine care while getting paid back for it, add Preventive Care Coverage to either base plan.
Absolutely not! Cats over the age of 11 should visit the veterinarian at least twice a year so any health issues can be detected on, and a senior cat insurance plan can help cover those eligible costs. There are no upper-age restrictions for enrolling in an ASPCA® Pet Health Insurance plan, and we don’t limit or reduce your coverage, so your senior cat can get the care they require in their golden years.
customize your plan to help fit your budget
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Annual Limit
Select a lower annual limit to pay a lower premium.
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Annual Deductible
Pick from $100, $250, and $500 annual deductible options.
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Reimbursement Percentage
Choose a higher reimbursement percentage for more cash back on covered conditions.
pet parent reviews
getting reimbursed is as easy as 1-2-3
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Visit
Take your senior cat to the veterinarian of your choice and pay them as usual.
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Submit
Use our app to submit a claim even before you leave the veterinary clinic.
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Cash Back
Receive reimbursement for eligible expenses by direct deposit or check.
Helpful resources for pet parents
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Caring for Senior Cats
Want to ensure your senior cat stays happy and healthy as they enter their golden years? Let's dive into the world of senior cat care and learn how to give your aging feline friend the best possible care.
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Life Stages of a Cat
From playful kittens to independent adolescents, responsible adults, and wise seniors, we'll guide you through each stage of a cat’s life touching on their distinct needs at every step.
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Symptoms of Arthritis in Cats
Arthritis in cats can be sneaky at first, so it's important not to miss any signs of mild discomfort. Get to know the early symptoms so you can keep a close eye on your furry friend.